Save the Date
2025 I-ROC Conference
Risk, Operations and Compliance
September 24, 2025
8:30 a.m. - 3:15 p.m. EST
Featured Sessions Include the following:
CFPB Update: Where Do the Agency and its LO Comp and Servicing Rules Stand Today?
Richard Horn, Co-Managing Partner, Garris Horn, LLP
Richard Horn, a former CFPB Senior Counsel and Special Advisor, will discuss the latest news regarding the CFPB. Richard will discuss the current administration’s efforts to downsize the agency, the lawsuits to stop it, the CFPB’s planned proposed rules to rescind the Loan Originator Compensation and Servicing rules, and the potential implications of all of these changes for the mortgage industry.
The Ring Around the White-Collar: Theories of Fraud and Trends
L. Christopher Knight, Forensic Accountant, FBI
This session will delve into the foundational theories behind white-collar crime and fraud, while examining current trends, emerging threats, and the shifting landscape of fraudulent activities.
Lunch, Likes, and Liability: RESPA Pitfalls in 2025 Marketing
Michael Eising, Ruoff Mortgage
Co-marketing with agents, open house promos, social media giveaways—if it walks like a referral and quacks like a thing of value, CFPB may be listening.
State Regulator Update: Indiana Department of Financial Institutions
Miranda Bray, Deputy Director – Consumer Credit Division and Thomas Fite, Director, Indiana Department of Financial Institutions
DFI leadership will share licensing and examination trends from the past year, provide explanations for a few "cautionary" items, and discuss how recent statutory changes are affecting exams. (Specifically, the repeal of RREAL and the increase on nonrefundable prepaids from 2%-3%.) Followed by a brief Q&A, time permitting.
Full Conference Agenda Coming Soon!
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