2024 Mortgage Lending School

September 16-18, 2024

The Mortgage Lending School is co-sponsored by the Indiana Bankers Association and Indiana Mortgage Bankers Association in an effort to provide high-quality educational opportunities for members from each association.

One of the greatest investments employers can make is in the continued education of their employees. Seminars, workshops, conferences, and schools not only provide professionals with an updated and contemporary framework to make better judgments and more informed decisions, but also assist in developing a resourceful network of peer bankers.

The IBA Foundation, Inc. prides itself on providing members with one of the best nonprofit banker education programs in the country. Featured in this brochure is the highly acclaimed 2024 Mortgage Lending School, which addresses the most immediate and relevant training needs of the financial industry. We know that bankers demand a strong return on education, “ROE,” in terms of dollars, time, and effort spent. You can count on this school to provide:

• Practical, hands-on curriculum designed for learning by doing and for easy application at the bank; 
• Small class size to increase networking opportunities and personalized instruction; 
• A school designed and governed by bankers and taught by experienced bankers and consultants; and 
• Reasonable enrollment fees and an academic atmosphere conducive to a stimulating learning experience. 

AGENDA

8:30 a.m.       Registration & Continental Breakfast
9:00 a.m.       Program Begins
12:00              Noon Lunch (included)
1:00 p.m.       Program Resumes 
5:00 p.m.       Program Adjourns Each Day 
*School will adjourn at 12:00 p.m. on September 18. 

TOPICS

This three-day mini institute provides the real-estate lending professional with a solid foundation for managing and producing a quality mortgage portfolio. This hands-on institute includes exercises in buying and selling mortgages in the secondary markets, a visit to a construction site, and analysis of the tax return of a self-employed borrower. The institute’s objective is to assist the participants in three areas: improved customer service, more efficient processing and servicing and stronger underwriting. All of these should result in increased earnings from the mortgage portfolio. The “new” underwriting findings are also discussed. Attendees will graduate knowing: 

• Loan Application & Interviewing 
• Secondary Mortgage Market 
• Lending to Self-Employed Borrowers 
• Underwriting 
• Regulatory Compliance 
• Construction Financing (Including Site Visit) 
• Loan Originations 
• Appraisals 
• Loan Processing 

SPEAKER

Paul R. Osborne, Crowe LLP is the partner responsible nationally for directing the development and support of regulatory advisory services, focusing on consumer compliance, BSA/AML & terrorist financing risk assessments, BSA/AML independent audits, trust department operational & administrative reviews, BSA/AML and trust training, assisting clients with developing functional and effective BSA compliance management programs, consulting with clients & prospects on the feasibility of establishing fiduciary services, and responding to client inquiries with respect to particular regulations or their application. Crowe LLP currently provides compliance & consulting services to over 400 financial institution clients nationwide. 

FEES

Tuition is $599 for IMBA Members. Fees include, casebook, study materials, continental breakfast, lunch and refreshment breaks each day. Participation in IMBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates. Surcharge of 100% for Non-Members. All classes will be held at the IBA Center for Professional Development, 8425 Woodfield Crossing Blvd. Suite 155E, Indianapolis, IN 46240. Students are responsible for securing their overnight rooms. Please click here for a list of local hotels. 

WHO SHOULD ATTEND

Members who have not been exposed to formal mortgage lending training and lenders who want to broaden their mortgage lending knowledge will benefit from the school. Graduates will be better prepared to serve effectively and profitably as mortgage loan officers. Students should have a solid foundation in the areas of accounting, financial statement analysis, and economics. This understanding can be evidenced by AIB courses, college courses, in-house programs, self-study and/or experience. Students are expected to have had relevant financial services experience prior to the school. This means a college degree and at least one year of experience, or a high school diploma and five years of financial services experience. 

SELECTION OF APPLICANTS

All applications and full registration fees must be received in the IBA office by September 3, 2024. The IBA Board of Education will consider all applications, determine acceptability and notify the applicant. 

LOCATION

This school will be held at the IBA Center for Professional Development, 8425 Woodfield Crossing Blvd, Suite 155E, Indianapolis, IN 46254. Directions, map & list of hotels are available at www.indiana.bank or by calling 317-387-9380. 

PROGRAM CONTACT

For additional information please contact:
Laurie Rees, Vice President, Education & Training 
IBA Education & Training Department - 317-387-9380 

CANCELLATION POLICY

Any registrant withdrawing on or before September 3, 2024, will receive a refund less a 10% cancellation fee. For registrants withdrawing after September 3, but on or before September 9, the refund is less a 50% cancellation fee. Any registrant withdrawing after September 9, 2024, or who is a “no show” forfeits the entire tuition. All requests for refunds must be submitted in writing. Extenuating circumstances are reviewed on an individual basis. Substitutions are permitted without added cost or penalty.